Our History

Chappell, Smith & Associates, Inc. dba. CS&A Insurance (CS&A) boasts a long history tracing its roots back before the first flight by the Wright Brothers in 1903.

In 1881, Buell & Crockett Insurance was established and operated in the downtown business district of Nashville, Tennessee. Since its inception, the agency has existed continuously under the stewardship of just three management teams for its entire 130+ year history.

In 1936, Paul W. Turner joined Buell & Crockett. Turner became a partner in 1941 and purchased the agency in 1948. He appointed Dempsey Weaver as his partner andChappell Smith Insurance history renamed the firm Turner Weaver and Associates. It was under Turner’s leadership that the agency began its long relationship with aviation insurance and what would become his career long “cornerstone” client, the Civil Air Patrol.


In 1966, John Wilson became a third partner, and agency’s name expanded to Turner Weaver & Wilson. The partners sold their interest to Cook, Treadwell & Harry (CTH) of Memphis in 1972, but Paul “Pappy” Turner continued to head the local operation.

In 1977, CTH appointed Tom Chappell as agency manager. Chappell relocated CTH’s Coker Aviation Insurance Agency from Memphis to Nashville and merged it with what was then the Turner Weaver Agency to create CTH of Nashville. One year later, Chappell recruited Charles Smith.


In 1981, Chappell and Smith purchased the agency from CTH and rebranded it as Chappell, Smith & Associates, Inc. The agency continued to grow through acquisitions, including General Insurance Service in 1984, Rankin Insurance Agency in 1985, Davidson Insurance in 1988, and Mayes & Meadows Insurance, C. Folks Insurance, and the Charles R. Tompkins Insurance Agency in 1991.

Chappell, Smith began to use the acronym CS&A to brand its insurance divisions.

The stockholders of CS&A built a new office building in the Cool Springs area of Franklin and consolidated all local operations into the new headquarters. They developed a corporate perpetuation plan and added new staff to handle the increased client volume they were experiencing in all segments of the agency’s operations.

Specialty niches were identified and staffed. This effort proved to be the source of great new growth. Not only would CS&A continue with its sixty year old aviation niche, but now the general property and casualty commercial division would take on new depth by staffing for a restaurant division. Steve Lee and Todd Lee joined the CS&A commercial team, bringing with them a high level of expertise in the restaurant insurance industry.

CS&A also created a new company, Next Dimension Publishing, LLC, to handle production and growing advertising revenues for the various publications it produced including numerous specialty publications.